A post from fielders! Thanks for the compliment!!! Wish u huat huat

"But in general, i would agree with bro SQ009 that a 10-12% return p.a. would be considered good for a balanced portfolio. The most important thing is your asset allocation. Choose your asset classes carefully and you should be fine. Consider alternative investment such as commodities, real estate etc etc. Commodity is only getting popular for the past few yrs, but i ve been investing in commodities since early in my investment banking career.

I think bro Sq009 is on the right track with his investment approach. I have not paid attention to the other posters but i think bro sq009 is more qualified than the average poster here."

~ Fielders Bro